SBI Home Loan | SBI drops down home loan rates
SBI Home Loan Under its Hi-five home loan scheme borrower may take up to Rs. 5 lakh Loan at 8 per cent fixed for five years. Thereafter, the customer has an option to choose between the floating rate of 2.75 per cent below the State Bank Advance Rate (SBAR) or a fixed rate of 1.25 per cent below SBAR for a further loan term of five years. For more about SBI Home Loan please visit at www.sbi.co.in
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According to me recession has great effect on loan sectors and especially on the home loan rates. Refinancing will help you to reduce your interest rate and monthly payment, which will help you to increase your savings. Let's see some areas where we can find such rate slashes such as compare the rates of interest of original home loan and latest one. Ask your existing money lenders to lower the loan rate. You should have good credit history so, by this you will get some reduction in rate. So, by following all these ways you can refinance your home loan and can make good financial statement.
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